Ian Royle

I am going to miss my little man and his mom for a couple days.  They have headed out to grampa Larry and gramma Nicoles place for a few days.  Gramma is going to watch Dexter while Tracy does the taxes.  So many taxes to do.  At least business year end is done.  Well, things are looking up.  Lots of calls on the rental properties.  Lots of interest in the places which means they are priced right and maybe a little low.  I’d rather be a little low on the rents and full though than vacant for even a month.  Tracy and I don’t always agree on that one but the way I see it if you have a place that you could rent next month for twelve-hundred but you could rent it this month for eleven well what is the difference.  One month vacant is a lot of money.  Tracy has a point that the overall monthly cashflow of the properties has to be higher to qualify for more loans but right now I’m not interested in adding to our portfolio.  I sorta don’t like this prison we have built for ourselves.  Right now I’m just going to do things the hard way and work until I get some of this burden off of me.  Things are good though.   Right now we are saving, a little over three thousand a month.  Monthly budgets are so awesome.  I wished we’d done this years ago.  Tracy and I buy groceries once a month, track all expenditures using our air miles mastercard and have gotten a really great handle on our debt/income ratio.  I recommend this to everyone.   Anyway, I’m tired and working nights tonight so have a good sleep all, Miss you Dex and Tracy.

Your loving Husband and Dad Ian.  Can’t wait to see you both Wednsday.  Have fun at baby salsa.  And I’ll write again tomorrow.