http://www.ian-royle.com Ian is a Christian, a journeyman carpenter and reserve soldier in the Canadian Forces who reads as much about financials as he can and uses the information he finds to direct his personal investment strategies. His thoughts are posted here, and should be considered the ramblings of a madman and no one in there right mind should consider this as "advice". Should you find yourself considering what he says here as pretty intelligent, understand this, he still works 44 hours a week at a regular job! Don't do what he does. Fri, 21 Aug 2009 06:11:37 +0000 http://backend.userland.com/rss092 en I'm a little less than a  month into building our house.  On the 25th of August will be our foundation inspection.  A month to the day that I started.  I broke ground with on the foundation on the 25th of July.  Today, I was finishing up the final touches.  I ... http://www.ian-royle.com/http:/www.ian-royle.com/building-our-house/ I am going to miss my little man and his mom for a couple days.  They have headed out to grampa Larry and gramma Nicoles place for a few days.  Gramma is going to watch Dexter while Tracy does the taxes.  So many taxes to do.  At least business year ... http://www.ian-royle.com/http:/www.ian-royle.com/tracy-and-dexter-are-at-grampa-and-grammas/ It has been a while since I began this experiment and it is time to resume it.  But with a new theme.  This is just going to be my random thoughts.  Maybe about what I like maybe what I don't.  So I will recap these months away over the next ... http://www.ian-royle.com/http:/www.ian-royle.com/back-in-the-saddle/ Not that I want to...but it could very well happen.  Very little money is coming into Alberta anymore, and the construction industry is winding down.  Few jobs will be left for the workers here anymore, and those that are left will likely be filled by the cheaper foreign workers who ... http://www.ian-royle.com/http:/www.ian-royle.com/going-bankrupt/ Heh, heh,heh, this is the best blog in the world.  Buncha smug, pretentious, self-righteous, whiners all swallowing their own bathwater.  I've read your drivel for years, busy bashing everyone on the RE wagon, cause you missed it.  Then busy cheering as the wagon burned.  All deluded naked little emperors, you ... http://www.ian-royle.com/http:/www.ian-royle.com/my-response-to-all-the-happy-bust-bloggers-out-there/ A lot of people have recently lost heavily in the stock market and real estate market.  The nice part ablut it is...it isn't real money.  The really important thing is your month to month income.  If monthly your income stays the same you can maintain the lifesyle you are in.  ... http://www.ian-royle.com/http:/www.ian-royle.com/the-sky-is-not-falling/ Currency swept up in commodities crash This is a story all full of bad news.  This is a story with no good news at all.  Except for my wife and me and our son.  David Wolfe comments, "That means belts are going to have to be tightened - governments, companies, consumers. ... http://www.ian-royle.com/http:/www.ian-royle.com/currency-swept-up-in-commodities-crash/ These are peculiar times.  The TSX fall to 2004 levels because oil fell to 2006-07 levels.  Wierd huh.  The rate cut is half of what analysts expected and stocks fall.  Half the economic stimulus expected translates into a reversal of the rally of the last two days.  So had analysts ... http://www.ian-royle.com/http:/www.ian-royle.com/25-rate-cut-is-a-good-thing/ It was peculiar at work last night.  I have taken a job working night-shift in construction.  I prefer nights, no public, no tourists-the people who come and tour the facility they are building, paying to have built, or bureaucrats when it's a government job, and no bosses for the most ... http://www.ian-royle.com/http:/www.ian-royle.com/wealth-is-a-long-term-strategy/ These recessionary times we are experiencing are unlikely to have a tremendous effect on the younger generations.  Those being gen x and below.  Since we aren't planning to retire in the next few years what we have is a great opportunity for bargain hunting.  By picking up the stocks and ... http://www.ian-royle.com/http:/www.ian-royle.com/having-a-plan-makes-all-the-difference/